BATTERY CHARGER
Buy a battery charger and some rechargeable batteries. In two months, the charger will help you cut your expenses on batteries. Rechargeable batteries cost Rs. 45 a piece and last for about a year.
Cost of 2 AA cells(last 7 hours)= Rs. 14
Monthly cost (100 hours usage)= Rs. 200
Cost of charger and four batteries= Rs. 400
Monthly cost of replacing and recharging four batteries= Rs. 40
Saving per month= Rs. 160
If that money was invested every month in a scheme that earned 10 percent annually, it would grow to Rs 1.97 lakh in 25 years.
SMOKING
If a 35 years old person quits smoking, he can save upto Rs. 12 lakh by the time he\she retires.
Cost of cigarette pack=Rs.40
Monthly cost:Rs 40*30= Rs1200
Yearly cost=Rs.1,200*12= Rs. 14,400
If that money was invested every month in a scheme that earned 10 percent annually, it would grow to Rs. 12 lakh in 23 years.
CFL lights
Within a year, a CFL that consumes less electricity pays for itself.
Cost of monthly usage CFL(22 watt)=Rs. 9.50
Ordinary (100 watt)=Rs. 43(for six hours a day)
Cost of usage per year( including replacing a CFL costing Rs. 200 every 8,000 hours and and ordinary bulb costing Rs. 15 every 1,000 hours)
CFL= Rs.168, Ordinary= Rs. 546, Saving= Rs. 378
Replace 15 bulbs in your house with CFL's and you save Rs. 472 a month. If that money was invested every month in a scheme that earned 10 percent annually, it would grow to Rs. 5.82 lakh in 25 years.
EATING OUT
If you eat out five times a month and spend an average of 600 per o, a small cut can add to phenomenal savings.
Average bill= Rs. 600
Monthly bill= Rs. 600*5= Rs. 3000
If you cut down the nimber of outings to just four times a momth, you would save Rs. 600 a month. If that money was invested every month in a scheme that earned 10 percent annually, it would grow to 7.4 lakh in 25 years.
Jaigurudeva...!!
love
Anshuman
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